LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,660
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,672
−HK$2,043/mo
Today · 4.125%
HK$68,715
baseline
▲ 0.50% · 4.625%
HK$72,896
+HK$4,181/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,430/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,934
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,863
−HK$1,957/mo
Today · 4.125%
HK$75,820
baseline
▲ 0.50% · 4.625%
HK$79,817
+HK$3,997/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,640/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,592
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,006
−HK$2,452/mo
Today · 4.125%
HK$82,458
baseline
▲ 0.50% · 4.625%
HK$87,475
+HK$5,017/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,916/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,321
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,636
−HK$2,348/mo
Today · 4.125%
HK$90,984
baseline
▲ 0.50% · 4.625%
HK$95,780
+HK$4,796/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,968/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,524
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,340
−HK$2,861/mo
Today · 4.125%
HK$96,201
baseline
▲ 0.50% · 4.625%
HK$102,055
+HK$5,854/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,402/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,707
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,408
−HK$2,740/mo
Today · 4.125%
HK$106,148
baseline
▲ 0.50% · 4.625%
HK$111,744
+HK$5,596/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,296/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,388
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$120,009
−HK$3,678/mo
Today · 4.125%
HK$123,687
baseline
▲ 0.50% · 4.625%
HK$131,213
+HK$7,526/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,374/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,481
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$132,954
−HK$3,522/mo
Today · 4.125%
HK$136,476
baseline
▲ 0.50% · 4.625%
HK$143,670
+HK$7,194/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,952/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,154 · Scale 2, in force from 26 Feb 2026)