LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,665
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,677
−HK$2,043/mo
Today · 4.125%
HK$68,720
baseline
▲ 0.50% · 4.625%
HK$72,902
+HK$4,182/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,440/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,939
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,869
−HK$1,957/mo
Today · 4.125%
HK$75,826
baseline
▲ 0.50% · 4.625%
HK$79,823
+HK$3,997/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,652/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,598
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,012
−HK$2,452/mo
Today · 4.125%
HK$82,464
baseline
▲ 0.50% · 4.625%
HK$87,482
+HK$5,018/mo
Deposit HK$11.34M · loan HK$17.02M · min. income ≈ HK$164,928/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,327
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,643
−HK$2,348/mo
Today · 4.125%
HK$90,991
baseline
▲ 0.50% · 4.625%
HK$95,788
+HK$4,797/mo
Deposit HK$11.34M · loan HK$17.02M · min. income ≈ HK$181,982/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,531
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,347
−HK$2,861/mo
Today · 4.125%
HK$96,208
baseline
▲ 0.50% · 4.625%
HK$102,062
+HK$5,854/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,416/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,715
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,416
−HK$2,740/mo
Today · 4.125%
HK$106,156
baseline
▲ 0.50% · 4.625%
HK$111,752
+HK$5,596/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,312/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,397
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$120,018
−HK$3,678/mo
Today · 4.125%
HK$123,696
baseline
▲ 0.50% · 4.625%
HK$131,223
+HK$7,527/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,392/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,491
−HK$6,996/mo
▼ 0.25% · 3.875%
HK$132,964
−HK$3,523/mo
Today · 4.125%
HK$136,487
baseline
▲ 0.50% · 4.625%
HK$143,681
+HK$7,194/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,974/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,247 · Scale 2, in force from 26 Feb 2026)