LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,669
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,680
−HK$2,044/mo
Today · 4.125%
HK$68,724
baseline
▲ 0.50% · 4.625%
HK$72,906
+HK$4,182/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,448/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,943
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,873
−HK$1,957/mo
Today · 4.125%
HK$75,830
baseline
▲ 0.50% · 4.625%
HK$79,827
+HK$3,997/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,660/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,603
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,016
−HK$2,453/mo
Today · 4.125%
HK$82,469
baseline
▲ 0.50% · 4.625%
HK$87,487
+HK$5,018/mo
Deposit HK$11.34M · loan HK$17.02M · min. income ≈ HK$164,938/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,332
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,647
−HK$2,349/mo
Today · 4.125%
HK$90,996
baseline
▲ 0.50% · 4.625%
HK$95,793
+HK$4,797/mo
Deposit HK$11.34M · loan HK$17.02M · min. income ≈ HK$181,992/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,536
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$93,353
−HK$2,861/mo
Today · 4.125%
HK$96,214
baseline
▲ 0.50% · 4.625%
HK$102,068
+HK$5,854/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,428/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,721
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,422
−HK$2,740/mo
Today · 4.125%
HK$106,162
baseline
▲ 0.50% · 4.625%
HK$111,758
+HK$5,596/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,324/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,404
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$120,025
−HK$3,678/mo
Today · 4.125%
HK$123,703
baseline
▲ 0.50% · 4.625%
HK$131,230
+HK$7,527/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,406/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,498
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$132,971
−HK$3,524/mo
Today · 4.125%
HK$136,495
baseline
▲ 0.50% · 4.625%
HK$143,689
+HK$7,194/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,990/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,315 · Scale 2, in force from 26 Feb 2026)