LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,670
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,682
−HK$2,044/mo
Today · 4.125%
HK$68,726
baseline
▲ 0.50% · 4.625%
HK$72,908
+HK$4,182/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,452/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,945
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,875
−HK$1,957/mo
Today · 4.125%
HK$75,832
baseline
▲ 0.50% · 4.625%
HK$79,829
+HK$3,997/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,664/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,605
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,018
−HK$2,453/mo
Today · 4.125%
HK$82,471
baseline
▲ 0.50% · 4.625%
HK$87,489
+HK$5,018/mo
Deposit HK$11.34M · loan HK$17.02M · min. income ≈ HK$164,942/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,334
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,650
−HK$2,349/mo
Today · 4.125%
HK$90,999
baseline
▲ 0.50% · 4.625%
HK$95,795
+HK$4,796/mo
Deposit HK$11.34M · loan HK$17.02M · min. income ≈ HK$181,998/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,539
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,355
−HK$2,861/mo
Today · 4.125%
HK$96,216
baseline
▲ 0.50% · 4.625%
HK$102,071
+HK$5,855/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,432/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,723
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$103,425
−HK$2,740/mo
Today · 4.125%
HK$106,165
baseline
▲ 0.50% · 4.625%
HK$111,761
+HK$5,596/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,330/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,407
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$120,028
−HK$3,679/mo
Today · 4.125%
HK$123,707
baseline
▲ 0.50% · 4.625%
HK$131,234
+HK$7,527/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,414/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,501
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$132,975
−HK$3,523/mo
Today · 4.125%
HK$136,498
baseline
▲ 0.50% · 4.625%
HK$143,693
+HK$7,195/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,996/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,345 · Scale 2, in force from 26 Feb 2026)