LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,671
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,683
−HK$2,043/mo
Today · 4.125%
HK$68,726
baseline
▲ 0.50% · 4.625%
HK$72,908
+HK$4,182/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,452/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,946
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,875
−HK$1,958/mo
Today · 4.125%
HK$75,833
baseline
▲ 0.50% · 4.625%
HK$79,830
+HK$3,997/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,666/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,605
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,019
−HK$2,453/mo
Today · 4.125%
HK$82,472
baseline
▲ 0.50% · 4.625%
HK$87,490
+HK$5,018/mo
Deposit HK$11.34M · loan HK$17.02M · min. income ≈ HK$164,944/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,335
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,650
−HK$2,349/mo
Today · 4.125%
HK$90,999
baseline
▲ 0.50% · 4.625%
HK$95,796
+HK$4,797/mo
Deposit HK$11.34M · loan HK$17.02M · min. income ≈ HK$181,998/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,539
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$93,356
−HK$2,861/mo
Today · 4.125%
HK$96,217
baseline
▲ 0.50% · 4.625%
HK$102,071
+HK$5,854/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,434/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,724
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$103,425
−HK$2,741/mo
Today · 4.125%
HK$106,166
baseline
▲ 0.50% · 4.625%
HK$111,762
+HK$5,596/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,332/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,408
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$120,029
−HK$3,678/mo
Today · 4.125%
HK$123,707
baseline
▲ 0.50% · 4.625%
HK$131,235
+HK$7,528/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$247,414/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,502
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$132,976
−HK$3,523/mo
Today · 4.125%
HK$136,499
baseline
▲ 0.50% · 4.625%
HK$143,694
+HK$7,195/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$272,998/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,354 · Scale 2, in force from 26 Feb 2026)