LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,672
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,684
−HK$2,044/mo
Today · 4.125%
HK$68,728
baseline
▲ 0.50% · 4.625%
HK$72,910
+HK$4,182/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,456/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,947
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,877
−HK$1,957/mo
Today · 4.125%
HK$75,834
baseline
▲ 0.50% · 4.625%
HK$79,832
+HK$3,998/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,668/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,607
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,021
−HK$2,452/mo
Today · 4.125%
HK$82,473
baseline
▲ 0.50% · 4.625%
HK$87,492
+HK$5,019/mo
Deposit HK$11.34M · loan HK$17.02M · min. income ≈ HK$164,946/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,337
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,652
−HK$2,349/mo
Today · 4.125%
HK$91,001
baseline
▲ 0.50% · 4.625%
HK$95,798
+HK$4,797/mo
Deposit HK$11.34M · loan HK$17.02M · min. income ≈ HK$182,002/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,541
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$93,357
−HK$2,862/mo
Today · 4.125%
HK$96,219
baseline
▲ 0.50% · 4.625%
HK$102,073
+HK$5,854/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,438/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,726
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$103,427
−HK$2,741/mo
Today · 4.125%
HK$106,168
baseline
▲ 0.50% · 4.625%
HK$111,764
+HK$5,596/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,336/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,410
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$120,031
−HK$3,679/mo
Today · 4.125%
HK$123,710
baseline
▲ 0.50% · 4.625%
HK$131,237
+HK$7,527/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$247,420/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,505
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$132,978
−HK$3,524/mo
Today · 4.125%
HK$136,502
baseline
▲ 0.50% · 4.625%
HK$143,697
+HK$7,195/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$273,004/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,377 · Scale 2, in force from 26 Feb 2026)