LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,677
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,689
−HK$2,044/mo
Today · 4.125%
HK$68,733
baseline
▲ 0.50% · 4.625%
HK$72,915
+HK$4,182/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,466/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,953
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,882
−HK$1,958/mo
Today · 4.125%
HK$75,840
baseline
▲ 0.50% · 4.625%
HK$79,838
+HK$3,998/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,680/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,613
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,027
−HK$2,453/mo
Today · 4.125%
HK$82,480
baseline
▲ 0.50% · 4.625%
HK$87,498
+HK$5,018/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$164,960/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,343
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,659
−HK$2,349/mo
Today · 4.125%
HK$91,008
baseline
▲ 0.50% · 4.625%
HK$95,805
+HK$4,797/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$182,016/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,548
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$93,365
−HK$2,861/mo
Today · 4.125%
HK$96,226
baseline
▲ 0.50% · 4.625%
HK$102,081
+HK$5,855/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,452/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,734
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$103,435
−HK$2,741/mo
Today · 4.125%
HK$106,176
baseline
▲ 0.50% · 4.625%
HK$111,773
+HK$5,597/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,352/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,419
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$120,040
−HK$3,679/mo
Today · 4.125%
HK$123,719
baseline
▲ 0.50% · 4.625%
HK$131,247
+HK$7,528/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$247,438/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,515
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$132,988
−HK$3,524/mo
Today · 4.125%
HK$136,512
baseline
▲ 0.50% · 4.625%
HK$143,708
+HK$7,196/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$273,024/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,470 · Scale 2, in force from 26 Feb 2026)