LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,685
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,697
−HK$2,044/mo
Today · 4.125%
HK$68,741
baseline
▲ 0.50% · 4.625%
HK$72,924
+HK$4,183/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,482/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,962
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,892
−HK$1,957/mo
Today · 4.125%
HK$75,849
baseline
▲ 0.50% · 4.625%
HK$79,848
+HK$3,999/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,698/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,622
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,037
−HK$2,453/mo
Today · 4.125%
HK$82,490
baseline
▲ 0.50% · 4.625%
HK$87,509
+HK$5,019/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$164,980/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,354
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,670
−HK$2,349/mo
Today · 4.125%
HK$91,019
baseline
▲ 0.50% · 4.625%
HK$95,817
+HK$4,798/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$182,038/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,559
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$93,376
−HK$2,862/mo
Today · 4.125%
HK$96,238
baseline
▲ 0.50% · 4.625%
HK$102,094
+HK$5,856/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,476/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,746
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,448
−HK$2,741/mo
Today · 4.125%
HK$106,189
baseline
▲ 0.50% · 4.625%
HK$111,787
+HK$5,598/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,378/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,433
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$120,055
−HK$3,680/mo
Today · 4.125%
HK$123,735
baseline
▲ 0.50% · 4.625%
HK$131,264
+HK$7,529/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$247,470/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,531
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$133,005
−HK$3,524/mo
Today · 4.125%
HK$136,529
baseline
▲ 0.50% · 4.625%
HK$143,726
+HK$7,197/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$273,058/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,618 · Scale 2, in force from 26 Feb 2026)