LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,686
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,698
−HK$2,044/mo
Today · 4.125%
HK$68,742
baseline
▲ 0.50% · 4.625%
HK$72,925
+HK$4,183/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,484/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,962
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,892
−HK$1,958/mo
Today · 4.125%
HK$75,850
baseline
▲ 0.50% · 4.625%
HK$79,848
+HK$3,998/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,700/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,623
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,037
−HK$2,454/mo
Today · 4.125%
HK$82,491
baseline
▲ 0.50% · 4.625%
HK$87,510
+HK$5,019/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$164,982/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,355
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,671
−HK$2,349/mo
Today · 4.125%
HK$91,020
baseline
▲ 0.50% · 4.625%
HK$95,818
+HK$4,798/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$182,040/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,560
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$93,377
−HK$2,862/mo
Today · 4.125%
HK$96,239
baseline
▲ 0.50% · 4.625%
HK$102,095
+HK$5,856/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,478/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,747
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,449
−HK$2,741/mo
Today · 4.125%
HK$106,190
baseline
▲ 0.50% · 4.625%
HK$111,788
+HK$5,598/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,380/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,434
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$120,056
−HK$3,680/mo
Today · 4.125%
HK$123,736
baseline
▲ 0.50% · 4.625%
HK$131,265
+HK$7,529/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$247,472/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,532
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$133,006
−HK$3,524/mo
Today · 4.125%
HK$136,530
baseline
▲ 0.50% · 4.625%
HK$143,727
+HK$7,197/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$273,060/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,630 · Scale 2, in force from 26 Feb 2026)