LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,689
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,701
−HK$2,044/mo
Today · 4.125%
HK$68,745
baseline
▲ 0.50% · 4.625%
HK$72,928
+HK$4,183/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,490/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,965
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,896
−HK$1,958/mo
Today · 4.125%
HK$75,854
baseline
▲ 0.50% · 4.625%
HK$79,852
+HK$3,998/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,708/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,626
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,041
−HK$2,453/mo
Today · 4.125%
HK$82,494
baseline
▲ 0.50% · 4.625%
HK$87,514
+HK$5,020/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$164,988/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,359
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,675
−HK$2,349/mo
Today · 4.125%
HK$91,024
baseline
▲ 0.50% · 4.625%
HK$95,822
+HK$4,798/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$182,048/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,564
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$93,381
−HK$2,862/mo
Today · 4.125%
HK$96,243
baseline
▲ 0.50% · 4.625%
HK$102,099
+HK$5,856/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,486/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,752
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,454
−HK$2,741/mo
Today · 4.125%
HK$106,195
baseline
▲ 0.50% · 4.625%
HK$111,793
+HK$5,598/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,390/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,440
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$120,061
−HK$3,680/mo
Today · 4.125%
HK$123,741
baseline
▲ 0.50% · 4.625%
HK$131,271
+HK$7,530/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$247,482/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,538
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$133,012
−HK$3,524/mo
Today · 4.125%
HK$136,536
baseline
▲ 0.50% · 4.625%
HK$143,733
+HK$7,197/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$273,072/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,684 · Scale 2, in force from 26 Feb 2026)