LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,691
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,703
−HK$2,045/mo
Today · 4.125%
HK$68,748
baseline
▲ 0.50% · 4.625%
HK$72,931
+HK$4,183/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,496/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,968
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,898
−HK$1,958/mo
Today · 4.125%
HK$75,856
baseline
▲ 0.50% · 4.625%
HK$79,855
+HK$3,999/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,712/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,629
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,044
−HK$2,453/mo
Today · 4.125%
HK$82,497
baseline
▲ 0.50% · 4.625%
HK$87,517
+HK$5,020/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$164,994/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,361
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,678
−HK$2,349/mo
Today · 4.125%
HK$91,027
baseline
▲ 0.50% · 4.625%
HK$95,825
+HK$4,798/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$182,054/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,567
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,384
−HK$2,863/mo
Today · 4.125%
HK$96,247
baseline
▲ 0.50% · 4.625%
HK$102,103
+HK$5,856/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,494/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,755
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,457
−HK$2,742/mo
Today · 4.125%
HK$106,199
baseline
▲ 0.50% · 4.625%
HK$111,796
+HK$5,597/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,398/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,443
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$120,066
−HK$3,680/mo
Today · 4.125%
HK$123,746
baseline
▲ 0.50% · 4.625%
HK$131,275
+HK$7,529/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$247,492/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,542
−HK$6,999/mo
▼ 0.25% · 3.875%
HK$133,016
−HK$3,525/mo
Today · 4.125%
HK$136,541
baseline
▲ 0.50% · 4.625%
HK$143,738
+HK$7,197/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$273,082/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,725 · Scale 2, in force from 26 Feb 2026)