LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,693
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,706
−HK$2,044/mo
Today · 4.125%
HK$68,750
baseline
▲ 0.50% · 4.625%
HK$72,934
+HK$4,184/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,500/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,971
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,901
−HK$1,958/mo
Today · 4.125%
HK$75,859
baseline
▲ 0.50% · 4.625%
HK$79,858
+HK$3,999/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,718/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,632
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,047
−HK$2,453/mo
Today · 4.125%
HK$82,500
baseline
▲ 0.50% · 4.625%
HK$87,520
+HK$5,020/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$165,000/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,365
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,681
−HK$2,350/mo
Today · 4.125%
HK$91,031
baseline
▲ 0.50% · 4.625%
HK$95,829
+HK$4,798/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$182,062/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,571
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$93,388
−HK$2,862/mo
Today · 4.125%
HK$96,250
baseline
▲ 0.50% · 4.625%
HK$102,107
+HK$5,857/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,500/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,759
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,461
−HK$2,742/mo
Today · 4.125%
HK$106,203
baseline
▲ 0.50% · 4.625%
HK$111,801
+HK$5,598/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,406/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,448
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$120,070
−HK$3,681/mo
Today · 4.125%
HK$123,751
baseline
▲ 0.50% · 4.625%
HK$131,280
+HK$7,529/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$247,502/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,547
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$133,022
−HK$3,525/mo
Today · 4.125%
HK$136,547
baseline
▲ 0.50% · 4.625%
HK$143,744
+HK$7,197/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$273,094/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,773 · Scale 2, in force from 26 Feb 2026)