LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,694
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,707
−HK$2,044/mo
Today · 4.125%
HK$68,751
baseline
▲ 0.50% · 4.625%
HK$72,935
+HK$4,184/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,502/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,972
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,902
−HK$1,958/mo
Today · 4.125%
HK$75,860
baseline
▲ 0.50% · 4.625%
HK$79,859
+HK$3,999/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,720/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,633
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$80,048
−HK$2,454/mo
Today · 4.125%
HK$82,502
baseline
▲ 0.50% · 4.625%
HK$87,522
+HK$5,020/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$165,004/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,366
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,683
−HK$2,349/mo
Today · 4.125%
HK$91,032
baseline
▲ 0.50% · 4.625%
HK$95,831
+HK$4,799/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$182,064/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,572
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,389
−HK$2,863/mo
Today · 4.125%
HK$96,252
baseline
▲ 0.50% · 4.625%
HK$102,109
+HK$5,857/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,504/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,761
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,463
−HK$2,741/mo
Today · 4.125%
HK$106,204
baseline
▲ 0.50% · 4.625%
HK$111,803
+HK$5,599/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,408/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,450
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$120,072
−HK$3,680/mo
Today · 4.125%
HK$123,752
baseline
▲ 0.50% · 4.625%
HK$131,282
+HK$7,530/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$247,504/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,549
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$133,024
−HK$3,525/mo
Today · 4.125%
HK$136,549
baseline
▲ 0.50% · 4.625%
HK$143,746
+HK$7,197/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$273,098/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,791 · Scale 2, in force from 26 Feb 2026)