LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,695
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,708
−HK$2,044/mo
Today · 4.125%
HK$68,752
baseline
▲ 0.50% · 4.625%
HK$72,936
+HK$4,184/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,504/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,973
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,903
−HK$1,959/mo
Today · 4.125%
HK$75,862
baseline
▲ 0.50% · 4.625%
HK$79,860
+HK$3,998/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,724/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,635
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,049
−HK$2,454/mo
Today · 4.125%
HK$82,503
baseline
▲ 0.50% · 4.625%
HK$87,523
+HK$5,020/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$165,006/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,368
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,684
−HK$2,350/mo
Today · 4.125%
HK$91,034
baseline
▲ 0.50% · 4.625%
HK$95,832
+HK$4,798/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$182,068/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,574
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$93,391
−HK$2,862/mo
Today · 4.125%
HK$96,253
baseline
▲ 0.50% · 4.625%
HK$102,110
+HK$5,857/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,506/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,762
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,465
−HK$2,741/mo
Today · 4.125%
HK$106,206
baseline
▲ 0.50% · 4.625%
HK$111,804
+HK$5,598/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,412/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,452
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$120,074
−HK$3,680/mo
Today · 4.125%
HK$123,754
baseline
▲ 0.50% · 4.625%
HK$131,285
+HK$7,531/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$247,508/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,552
−HK$6,999/mo
▼ 0.25% · 3.875%
HK$133,026
−HK$3,525/mo
Today · 4.125%
HK$136,551
baseline
▲ 0.50% · 4.625%
HK$143,749
+HK$7,198/mo
Deposit HK$2.84M · loan HK$25.53M · min. income ≈ HK$273,102/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,811 · Scale 2, in force from 26 Feb 2026)