LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,698
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,711
−HK$2,045/mo
Today · 4.125%
HK$68,756
baseline
▲ 0.50% · 4.625%
HK$72,939
+HK$4,183/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,512/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,976
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,907
−HK$1,958/mo
Today · 4.125%
HK$75,865
baseline
▲ 0.50% · 4.625%
HK$79,864
+HK$3,999/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,730/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,638
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$80,053
−HK$2,454/mo
Today · 4.125%
HK$82,507
baseline
▲ 0.50% · 4.625%
HK$87,527
+HK$5,020/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$165,014/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,205,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,372
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,688
−HK$2,350/mo
Today · 4.125%
HK$91,038
baseline
▲ 0.50% · 4.625%
HK$95,837
+HK$4,799/mo
Deposit HK$11.35M · loan HK$17.02M · min. income ≈ HK$182,076/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,205,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,578
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,395
−HK$2,863/mo
Today · 4.125%
HK$96,258
baseline
▲ 0.50% · 4.625%
HK$102,115
+HK$5,857/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,516/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,767
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,469
−HK$2,742/mo
Today · 4.125%
HK$106,211
baseline
▲ 0.50% · 4.625%
HK$111,810
+HK$5,599/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,422/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,457
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$120,080
−HK$3,680/mo
Today · 4.125%
HK$123,760
baseline
▲ 0.50% · 4.625%
HK$131,291
+HK$7,531/mo
Deposit HK$2.84M · loan HK$25.54M · min. income ≈ HK$247,520/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,557
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$133,032
−HK$3,525/mo
Today · 4.125%
HK$136,557
baseline
▲ 0.50% · 4.625%
HK$143,755
+HK$7,198/mo
Deposit HK$2.84M · loan HK$25.54M · min. income ≈ HK$273,114/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,867 · Scale 2, in force from 26 Feb 2026)