LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,704
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,717
−HK$2,044/mo
Today · 4.125%
HK$68,761
baseline
▲ 0.50% · 4.625%
HK$72,945
+HK$4,184/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,522/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,983
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,913
−HK$1,959/mo
Today · 4.125%
HK$75,872
baseline
▲ 0.50% · 4.625%
HK$79,871
+HK$3,999/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,744/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,205,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,645
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$80,060
−HK$2,454/mo
Today · 4.125%
HK$82,514
baseline
▲ 0.50% · 4.625%
HK$87,535
+HK$5,021/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$165,028/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,205,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,379
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,696
−HK$2,350/mo
Today · 4.125%
HK$91,046
baseline
▲ 0.50% · 4.625%
HK$95,845
+HK$4,799/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$182,092/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,205,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,586
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,403
−HK$2,863/mo
Today · 4.125%
HK$96,266
baseline
▲ 0.50% · 4.625%
HK$102,124
+HK$5,858/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,532/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,776
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,478
−HK$2,742/mo
Today · 4.125%
HK$106,220
baseline
▲ 0.50% · 4.625%
HK$111,819
+HK$5,599/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,440/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,467
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$120,090
−HK$3,681/mo
Today · 4.125%
HK$123,771
baseline
▲ 0.50% · 4.625%
HK$131,302
+HK$7,531/mo
Deposit HK$2.84M · loan HK$25.54M · min. income ≈ HK$247,542/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,569
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$133,044
−HK$3,525/mo
Today · 4.125%
HK$136,569
baseline
▲ 0.50% · 4.625%
HK$143,767
+HK$7,198/mo
Deposit HK$2.84M · loan HK$25.54M · min. income ≈ HK$273,138/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,970 · Scale 2, in force from 26 Feb 2026)