LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,707
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,719
−HK$2,045/mo
Today · 4.125%
HK$68,764
baseline
▲ 0.50% · 4.625%
HK$72,948
+HK$4,184/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,528/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,206,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,985
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,916
−HK$1,959/mo
Today · 4.125%
HK$75,875
baseline
▲ 0.50% · 4.625%
HK$79,874
+HK$3,999/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,750/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,206,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,648
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$80,063
−HK$2,454/mo
Today · 4.125%
HK$82,517
baseline
▲ 0.50% · 4.625%
HK$87,538
+HK$5,021/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$165,034/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,383
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,699
−HK$2,351/mo
Today · 4.125%
HK$91,050
baseline
▲ 0.50% · 4.625%
HK$95,849
+HK$4,799/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$182,100/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,589
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$93,407
−HK$2,863/mo
Today · 4.125%
HK$96,270
baseline
▲ 0.50% · 4.625%
HK$102,128
+HK$5,858/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,540/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,780
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,482
−HK$2,742/mo
Today · 4.125%
HK$106,224
baseline
▲ 0.50% · 4.625%
HK$111,824
+HK$5,600/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,448/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,472
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$120,095
−HK$3,681/mo
Today · 4.125%
HK$123,776
baseline
▲ 0.50% · 4.625%
HK$131,307
+HK$7,531/mo
Deposit HK$2.84M · loan HK$25.54M · min. income ≈ HK$247,552/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,206,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,574
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$133,049
−HK$3,525/mo
Today · 4.125%
HK$136,574
baseline
▲ 0.50% · 4.625%
HK$143,773
+HK$7,199/mo
Deposit HK$2.84M · loan HK$25.54M · min. income ≈ HK$273,148/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,206,018 · Scale 2, in force from 26 Feb 2026)