LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,710
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,723
−HK$2,045/mo
Today · 4.125%
HK$68,768
baseline
▲ 0.50% · 4.625%
HK$72,952
+HK$4,184/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,536/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,989
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,920
−HK$1,959/mo
Today · 4.125%
HK$75,879
baseline
▲ 0.50% · 4.625%
HK$79,878
+HK$3,999/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,758/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,652
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,068
−HK$2,454/mo
Today · 4.125%
HK$82,522
baseline
▲ 0.50% · 4.625%
HK$87,543
+HK$5,021/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$165,044/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,387
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,704
−HK$2,351/mo
Today · 4.125%
HK$91,055
baseline
▲ 0.50% · 4.625%
HK$95,854
+HK$4,799/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$182,110/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,594
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$93,412
−HK$2,863/mo
Today · 4.125%
HK$96,275
baseline
▲ 0.50% · 4.625%
HK$102,133
+HK$5,858/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,550/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,785
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$103,488
−HK$2,742/mo
Today · 4.125%
HK$106,230
baseline
▲ 0.50% · 4.625%
HK$111,830
+HK$5,600/mo
Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$212,460/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,478
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$120,101
−HK$3,682/mo
Today · 4.125%
HK$123,783
baseline
▲ 0.50% · 4.625%
HK$131,314
+HK$7,531/mo
Deposit HK$2.84M · loan HK$25.54M · min. income ≈ HK$247,566/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,206,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,581
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$133,056
−HK$3,526/mo
Today · 4.125%
HK$136,582
baseline
▲ 0.50% · 4.625%
HK$143,781
+HK$7,199/mo
Deposit HK$2.84M · loan HK$25.54M · min. income ≈ HK$273,164/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,206,085 · Scale 2, in force from 26 Feb 2026)