LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,714
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,727
−HK$2,045/mo
Today · 4.125%
HK$68,772
baseline
▲ 0.50% · 4.625%
HK$72,956
+HK$4,184/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,544/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,993
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,924
−HK$1,959/mo
Today · 4.125%
HK$75,883
baseline
▲ 0.50% · 4.625%
HK$79,883
+HK$4,000/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,766/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,656
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,072
−HK$2,454/mo
Today · 4.125%
HK$82,526
baseline
▲ 0.50% · 4.625%
HK$87,548
+HK$5,022/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$165,052/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,392
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,709
−HK$2,350/mo
Today · 4.125%
HK$91,059
baseline
▲ 0.50% · 4.625%
HK$95,859
+HK$4,800/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$182,118/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,599
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$93,417
−HK$2,863/mo
Today · 4.125%
HK$96,280
baseline
▲ 0.50% · 4.625%
HK$102,139
+HK$5,859/mo
Deposit HK$8.51M · loan HK$19.87M · min. income ≈ HK$192,560/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,790
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,494
−HK$2,742/mo
Today · 4.125%
HK$106,236
baseline
▲ 0.50% · 4.625%
HK$111,836
+HK$5,600/mo
Deposit HK$8.51M · loan HK$19.87M · min. income ≈ HK$212,472/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,484
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$120,108
−HK$3,681/mo
Today · 4.125%
HK$123,789
baseline
▲ 0.50% · 4.625%
HK$131,321
+HK$7,532/mo
Deposit HK$2.84M · loan HK$25.54M · min. income ≈ HK$247,578/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,588
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$133,063
−HK$3,526/mo
Today · 4.125%
HK$136,589
baseline
▲ 0.50% · 4.625%
HK$143,789
+HK$7,200/mo
Deposit HK$2.84M · loan HK$25.54M · min. income ≈ HK$273,178/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,206,148 · Scale 2, in force from 26 Feb 2026)