LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,729
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,742
−HK$2,046/mo
Today · 4.125%
HK$68,788
baseline
▲ 0.50% · 4.625%
HK$72,973
+HK$4,185/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,576/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,010
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,941
−HK$1,959/mo
Today · 4.125%
HK$75,900
baseline
▲ 0.50% · 4.625%
HK$79,901
+HK$4,001/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,800/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,674
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,090
−HK$2,455/mo
Today · 4.125%
HK$82,545
baseline
▲ 0.50% · 4.625%
HK$87,568
+HK$5,023/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$165,090/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,412
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,729
−HK$2,351/mo
Today · 4.125%
HK$91,080
baseline
▲ 0.50% · 4.625%
HK$95,881
+HK$4,801/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$182,160/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,620
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,439
−HK$2,864/mo
Today · 4.125%
HK$96,303
baseline
▲ 0.50% · 4.625%
HK$102,162
+HK$5,859/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$192,606/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,814
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,518
−HK$2,743/mo
Today · 4.125%
HK$106,261
baseline
▲ 0.50% · 4.625%
HK$111,862
+HK$5,601/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$212,522/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,511
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$120,136
−HK$3,682/mo
Today · 4.125%
HK$123,818
baseline
▲ 0.50% · 4.625%
HK$131,352
+HK$7,534/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$247,636/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,618
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$133,094
−HK$3,527/mo
Today · 4.125%
HK$136,621
baseline
▲ 0.50% · 4.625%
HK$143,822
+HK$7,201/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$273,242/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,428 · Scale 2, in force from 26 Feb 2026)