LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,729
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,743
−HK$2,045/mo
Today · 4.125%
HK$68,788
baseline
▲ 0.50% · 4.625%
HK$72,974
+HK$4,186/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,576/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,011
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,942
−HK$1,959/mo
Today · 4.125%
HK$75,901
baseline
▲ 0.50% · 4.625%
HK$79,902
+HK$4,001/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,802/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,675
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,091
−HK$2,455/mo
Today · 4.125%
HK$82,546
baseline
▲ 0.50% · 4.625%
HK$87,569
+HK$5,023/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$165,092/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,413
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,730
−HK$2,352/mo
Today · 4.125%
HK$91,082
baseline
▲ 0.50% · 4.625%
HK$95,883
+HK$4,801/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$182,164/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,621
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,440
−HK$2,864/mo
Today · 4.125%
HK$96,304
baseline
▲ 0.50% · 4.625%
HK$102,164
+HK$5,860/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$192,608/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,815
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,519
−HK$2,743/mo
Today · 4.125%
HK$106,262
baseline
▲ 0.50% · 4.625%
HK$111,863
+HK$5,601/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$212,524/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,513
−HK$7,306/mo
▼ 0.25% · 3.875%
HK$120,137
−HK$3,682/mo
Today · 4.125%
HK$123,819
baseline
▲ 0.50% · 4.625%
HK$131,353
+HK$7,534/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$247,638/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,619
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$133,096
−HK$3,526/mo
Today · 4.125%
HK$136,622
baseline
▲ 0.50% · 4.625%
HK$143,824
+HK$7,202/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$273,244/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,443 · Scale 2, in force from 26 Feb 2026)