LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,730
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,743
−HK$2,046/mo
Today · 4.125%
HK$68,789
baseline
▲ 0.50% · 4.625%
HK$72,975
+HK$4,186/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,578/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,011
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,943
−HK$1,959/mo
Today · 4.125%
HK$75,902
baseline
▲ 0.50% · 4.625%
HK$79,903
+HK$4,001/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,804/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,676
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,092
−HK$2,455/mo
Today · 4.125%
HK$82,547
baseline
▲ 0.50% · 4.625%
HK$87,570
+HK$5,023/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$165,094/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,414
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,731
−HK$2,351/mo
Today · 4.125%
HK$91,082
baseline
▲ 0.50% · 4.625%
HK$95,883
+HK$4,801/mo
Deposit HK$11.35M · loan HK$17.03M · min. income ≈ HK$182,164/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,622
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,441
−HK$2,864/mo
Today · 4.125%
HK$96,305
baseline
▲ 0.50% · 4.625%
HK$102,165
+HK$5,860/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$192,610/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,816
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,520
−HK$2,743/mo
Today · 4.125%
HK$106,263
baseline
▲ 0.50% · 4.625%
HK$111,864
+HK$5,601/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$212,526/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,514
−HK$7,306/mo
▼ 0.25% · 3.875%
HK$120,138
−HK$3,682/mo
Today · 4.125%
HK$123,820
baseline
▲ 0.50% · 4.625%
HK$131,354
+HK$7,534/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$247,640/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,620
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$133,097
−HK$3,526/mo
Today · 4.125%
HK$136,623
baseline
▲ 0.50% · 4.625%
HK$143,825
+HK$7,202/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$273,246/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,453 · Scale 2, in force from 26 Feb 2026)