LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,734
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,748
−HK$2,045/mo
Today · 4.125%
HK$68,793
baseline
▲ 0.50% · 4.625%
HK$72,979
+HK$4,186/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,586/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,016
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,947
−HK$1,960/mo
Today · 4.125%
HK$75,907
baseline
▲ 0.50% · 4.625%
HK$79,908
+HK$4,001/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,814/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,681
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,097
−HK$2,455/mo
Today · 4.125%
HK$82,552
baseline
▲ 0.50% · 4.625%
HK$87,575
+HK$5,023/mo
Deposit HK$11.36M · loan HK$17.03M · min. income ≈ HK$165,104/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,419
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,737
−HK$2,351/mo
Today · 4.125%
HK$91,088
baseline
▲ 0.50% · 4.625%
HK$95,889
+HK$4,801/mo
Deposit HK$11.36M · loan HK$17.03M · min. income ≈ HK$182,176/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,628
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,447
−HK$2,864/mo
Today · 4.125%
HK$96,311
baseline
▲ 0.50% · 4.625%
HK$102,171
+HK$5,860/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$192,622/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,822
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,526
−HK$2,743/mo
Today · 4.125%
HK$106,269
baseline
▲ 0.50% · 4.625%
HK$111,871
+HK$5,602/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$212,538/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,521
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$120,146
−HK$3,682/mo
Today · 4.125%
HK$123,828
baseline
▲ 0.50% · 4.625%
HK$131,363
+HK$7,535/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$247,656/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,629
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$133,105
−HK$3,527/mo
Today · 4.125%
HK$136,632
baseline
▲ 0.50% · 4.625%
HK$143,834
+HK$7,202/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$273,264/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,529 · Scale 2, in force from 26 Feb 2026)