LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,735
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,749
−HK$2,046/mo
Today · 4.125%
HK$68,795
baseline
▲ 0.50% · 4.625%
HK$72,981
+HK$4,186/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$137,590/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,018
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,949
−HK$1,959/mo
Today · 4.125%
HK$75,908
baseline
▲ 0.50% · 4.625%
HK$79,910
+HK$4,002/mo
Deposit HK$14.19M · loan HK$14.19M · min. income ≈ HK$151,816/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,683
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,099
−HK$2,455/mo
Today · 4.125%
HK$82,554
baseline
▲ 0.50% · 4.625%
HK$87,577
+HK$5,023/mo
Deposit HK$11.36M · loan HK$17.03M · min. income ≈ HK$165,108/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,421
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,739
−HK$2,351/mo
Today · 4.125%
HK$91,090
baseline
▲ 0.50% · 4.625%
HK$95,892
+HK$4,802/mo
Deposit HK$11.36M · loan HK$17.03M · min. income ≈ HK$182,180/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,630
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,449
−HK$2,864/mo
Today · 4.125%
HK$96,313
baseline
▲ 0.50% · 4.625%
HK$102,173
+HK$5,860/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$192,626/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,825
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,529
−HK$2,743/mo
Today · 4.125%
HK$106,272
baseline
▲ 0.50% · 4.625%
HK$111,874
+HK$5,602/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$212,544/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,524
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$120,148
−HK$3,683/mo
Today · 4.125%
HK$123,831
baseline
▲ 0.50% · 4.625%
HK$131,366
+HK$7,535/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$247,662/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,632
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$133,108
−HK$3,527/mo
Today · 4.125%
HK$136,635
baseline
▲ 0.50% · 4.625%
HK$143,837
+HK$7,202/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$273,270/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,557 · Scale 2, in force from 26 Feb 2026)