LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,742
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,756
−HK$2,046/mo
Today · 4.125%
HK$68,802
baseline
▲ 0.50% · 4.625%
HK$72,988
+HK$4,186/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,604/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,025
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,956
−HK$1,960/mo
Today · 4.125%
HK$75,916
baseline
▲ 0.50% · 4.625%
HK$79,918
+HK$4,002/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,832/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,690
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,107
−HK$2,455/mo
Today · 4.125%
HK$82,562
baseline
▲ 0.50% · 4.625%
HK$87,586
+HK$5,024/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,124/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,430
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,748
−HK$2,351/mo
Today · 4.125%
HK$91,099
baseline
▲ 0.50% · 4.625%
HK$95,901
+HK$4,802/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,198/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,639
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,458
−HK$2,865/mo
Today · 4.125%
HK$96,323
baseline
▲ 0.50% · 4.625%
HK$102,184
+HK$5,861/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$192,646/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,835
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,539
−HK$2,743/mo
Today · 4.125%
HK$106,282
baseline
▲ 0.50% · 4.625%
HK$111,885
+HK$5,603/mo
Deposit HK$8.52M · loan HK$19.87M · min. income ≈ HK$212,564/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,536
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$120,160
−HK$3,683/mo
Today · 4.125%
HK$123,843
baseline
▲ 0.50% · 4.625%
HK$131,379
+HK$7,536/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$247,686/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,645
−HK$7,004/mo
▼ 0.25% · 3.875%
HK$133,122
−HK$3,527/mo
Today · 4.125%
HK$136,649
baseline
▲ 0.50% · 4.625%
HK$143,852
+HK$7,203/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$273,298/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,677 · Scale 2, in force from 26 Feb 2026)