LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,744
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,758
−HK$2,046/mo
Today · 4.125%
HK$68,804
baseline
▲ 0.50% · 4.625%
HK$72,991
+HK$4,187/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,608/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,027
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,959
−HK$1,960/mo
Today · 4.125%
HK$75,919
baseline
▲ 0.50% · 4.625%
HK$79,921
+HK$4,002/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,838/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,693
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,110
−HK$2,455/mo
Today · 4.125%
HK$82,565
baseline
▲ 0.50% · 4.625%
HK$87,589
+HK$5,024/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,130/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,433
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,751
−HK$2,352/mo
Today · 4.125%
HK$91,103
baseline
▲ 0.50% · 4.625%
HK$95,905
+HK$4,802/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,206/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,642
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,461
−HK$2,865/mo
Today · 4.125%
HK$96,326
baseline
▲ 0.50% · 4.625%
HK$102,187
+HK$5,861/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,652/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,838
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,543
−HK$2,743/mo
Today · 4.125%
HK$106,286
baseline
▲ 0.50% · 4.625%
HK$111,889
+HK$5,603/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,572/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,540
−HK$7,308/mo
▼ 0.25% · 3.875%
HK$120,165
−HK$3,683/mo
Today · 4.125%
HK$123,848
baseline
▲ 0.50% · 4.625%
HK$131,384
+HK$7,536/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$247,696/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,649
−HK$7,005/mo
▼ 0.25% · 3.875%
HK$133,126
−HK$3,528/mo
Today · 4.125%
HK$136,654
baseline
▲ 0.50% · 4.625%
HK$143,857
+HK$7,203/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$273,308/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,721 · Scale 2, in force from 26 Feb 2026)