LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,745
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,759
−HK$2,046/mo
Today · 4.125%
HK$68,805
baseline
▲ 0.50% · 4.625%
HK$72,991
+HK$4,186/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,610/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,028
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,960
−HK$1,959/mo
Today · 4.125%
HK$75,919
baseline
▲ 0.50% · 4.625%
HK$79,921
+HK$4,002/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,838/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,206,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,694
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,110
−HK$2,456/mo
Today · 4.125%
HK$82,566
baseline
▲ 0.50% · 4.625%
HK$87,590
+HK$5,024/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,132/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,433
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,751
−HK$2,352/mo
Today · 4.125%
HK$91,103
baseline
▲ 0.50% · 4.625%
HK$95,905
+HK$4,802/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,206/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,206,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,643
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,462
−HK$2,865/mo
Today · 4.125%
HK$96,327
baseline
▲ 0.50% · 4.625%
HK$102,188
+HK$5,861/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,654/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,839
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,543
−HK$2,744/mo
Today · 4.125%
HK$106,287
baseline
▲ 0.50% · 4.625%
HK$111,889
+HK$5,602/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,574/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,206,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,540
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$120,165
−HK$3,684/mo
Today · 4.125%
HK$123,849
baseline
▲ 0.50% · 4.625%
HK$131,384
+HK$7,535/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$247,698/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,650
−HK$7,005/mo
▼ 0.25% · 3.875%
HK$133,127
−HK$3,528/mo
Today · 4.125%
HK$136,655
baseline
▲ 0.50% · 4.625%
HK$143,858
+HK$7,203/mo
Deposit HK$2.84M · loan HK$25.55M · min. income ≈ HK$273,310/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,728 · Scale 2, in force from 26 Feb 2026)