LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,752
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,766
−HK$2,046/mo
Today · 4.125%
HK$68,812
baseline
▲ 0.50% · 4.625%
HK$73,000
+HK$4,188/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,624/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,206,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,036
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,968
−HK$1,960/mo
Today · 4.125%
HK$75,928
baseline
▲ 0.50% · 4.625%
HK$79,930
+HK$4,002/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,856/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,206,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,702
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,119
−HK$2,456/mo
Today · 4.125%
HK$82,575
baseline
▲ 0.50% · 4.625%
HK$87,599
+HK$5,024/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,150/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,206,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,443
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,761
−HK$2,352/mo
Today · 4.125%
HK$91,113
baseline
▲ 0.50% · 4.625%
HK$95,916
+HK$4,803/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,226/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,206,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,653
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,473
−HK$2,864/mo
Today · 4.125%
HK$96,337
baseline
▲ 0.50% · 4.625%
HK$102,199
+HK$5,862/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,674/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,206,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,850
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,555
−HK$2,744/mo
Today · 4.125%
HK$106,299
baseline
▲ 0.50% · 4.625%
HK$111,902
+HK$5,603/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,598/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,206,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,553
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$120,179
−HK$3,683/mo
Today · 4.125%
HK$123,862
baseline
▲ 0.50% · 4.625%
HK$131,399
+HK$7,537/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$247,724/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,665
−HK$7,005/mo
▼ 0.25% · 3.875%
HK$133,142
−HK$3,528/mo
Today · 4.125%
HK$136,670
baseline
▲ 0.50% · 4.625%
HK$143,874
+HK$7,204/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$273,340/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,864 · Scale 2, in force from 26 Feb 2026)