LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,758
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,773
−HK$2,046/mo
Today · 4.125%
HK$68,819
baseline
▲ 0.50% · 4.625%
HK$73,007
+HK$4,188/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,638/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,206,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,043
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,975
−HK$1,960/mo
Today · 4.125%
HK$75,935
baseline
▲ 0.50% · 4.625%
HK$79,938
+HK$4,003/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,870/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,206,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,710
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,127
−HK$2,456/mo
Today · 4.125%
HK$82,583
baseline
▲ 0.50% · 4.625%
HK$87,608
+HK$5,025/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,166/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,206,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,452
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,770
−HK$2,352/mo
Today · 4.125%
HK$91,122
baseline
▲ 0.50% · 4.625%
HK$95,926
+HK$4,804/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,244/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,206,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,662
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,482
−HK$2,865/mo
Today · 4.125%
HK$96,347
baseline
▲ 0.50% · 4.625%
HK$102,209
+HK$5,862/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,694/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,206,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,860
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,565
−HK$2,744/mo
Today · 4.125%
HK$106,309
baseline
▲ 0.50% · 4.625%
HK$111,913
+HK$5,604/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,618/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,206,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,565
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$120,191
−HK$3,684/mo
Today · 4.125%
HK$123,875
baseline
▲ 0.50% · 4.625%
HK$131,412
+HK$7,537/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$247,750/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,677
−HK$7,007/mo
▼ 0.25% · 3.875%
HK$133,155
−HK$3,529/mo
Today · 4.125%
HK$136,684
baseline
▲ 0.50% · 4.625%
HK$143,888
+HK$7,204/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$273,368/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,983 · Scale 2, in force from 26 Feb 2026)