LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,759
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,773
−HK$2,047/mo
Today · 4.125%
HK$68,820
baseline
▲ 0.50% · 4.625%
HK$73,007
+HK$4,187/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,640/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,206,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,044
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,976
−HK$1,960/mo
Today · 4.125%
HK$75,936
baseline
▲ 0.50% · 4.625%
HK$79,939
+HK$4,003/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,872/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,206,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,711
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,128
−HK$2,456/mo
Today · 4.125%
HK$82,584
baseline
▲ 0.50% · 4.625%
HK$87,609
+HK$5,025/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,168/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,206,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,452
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,771
−HK$2,352/mo
Today · 4.125%
HK$91,123
baseline
▲ 0.50% · 4.625%
HK$95,926
+HK$4,803/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,246/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,206,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,662
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,482
−HK$2,866/mo
Today · 4.125%
HK$96,348
baseline
▲ 0.50% · 4.625%
HK$102,210
+HK$5,862/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,696/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,206,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,861
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,566
−HK$2,744/mo
Today · 4.125%
HK$106,310
baseline
▲ 0.50% · 4.625%
HK$111,914
+HK$5,604/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,620/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,206,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,566
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$120,192
−HK$3,684/mo
Today · 4.125%
HK$123,876
baseline
▲ 0.50% · 4.625%
HK$131,413
+HK$7,537/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$247,752/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,678
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$133,156
−HK$3,528/mo
Today · 4.125%
HK$136,684
baseline
▲ 0.50% · 4.625%
HK$143,889
+HK$7,205/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$273,368/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,206,992 · Scale 2, in force from 26 Feb 2026)