LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,759
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,774
−HK$2,046/mo
Today · 4.125%
HK$68,820
baseline
▲ 0.50% · 4.625%
HK$73,008
+HK$4,188/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,640/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,044
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,976
−HK$1,960/mo
Today · 4.125%
HK$75,936
baseline
▲ 0.50% · 4.625%
HK$79,939
+HK$4,003/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,872/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,711
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,128
−HK$2,456/mo
Today · 4.125%
HK$82,584
baseline
▲ 0.50% · 4.625%
HK$87,609
+HK$5,025/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,168/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,453
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,772
−HK$2,352/mo
Today · 4.125%
HK$91,124
baseline
▲ 0.50% · 4.625%
HK$95,927
+HK$4,803/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,248/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,663
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,483
−HK$2,865/mo
Today · 4.125%
HK$96,348
baseline
▲ 0.50% · 4.625%
HK$102,211
+HK$5,863/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,696/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,862
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,567
−HK$2,744/mo
Today · 4.125%
HK$106,311
baseline
▲ 0.50% · 4.625%
HK$111,915
+HK$5,604/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,622/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,567
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$120,193
−HK$3,684/mo
Today · 4.125%
HK$123,877
baseline
▲ 0.50% · 4.625%
HK$131,414
+HK$7,537/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$247,754/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,679
−HK$7,007/mo
▼ 0.25% · 3.875%
HK$133,157
−HK$3,529/mo
Today · 4.125%
HK$136,686
baseline
▲ 0.50% · 4.625%
HK$143,890
+HK$7,204/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$273,372/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,002 · Scale 2, in force from 26 Feb 2026)