LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,761
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,776
−HK$2,046/mo
Today · 4.125%
HK$68,822
baseline
▲ 0.50% · 4.625%
HK$73,010
+HK$4,188/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,644/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,046
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,978
−HK$1,961/mo
Today · 4.125%
HK$75,939
baseline
▲ 0.50% · 4.625%
HK$79,941
+HK$4,002/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,878/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,713
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,131
−HK$2,456/mo
Today · 4.125%
HK$82,587
baseline
▲ 0.50% · 4.625%
HK$87,612
+HK$5,025/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,174/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,455
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,774
−HK$2,352/mo
Today · 4.125%
HK$91,126
baseline
▲ 0.50% · 4.625%
HK$95,930
+HK$4,804/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,252/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,666
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,486
−HK$2,865/mo
Today · 4.125%
HK$96,351
baseline
▲ 0.50% · 4.625%
HK$102,214
+HK$5,863/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,702/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,865
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,570
−HK$2,744/mo
Today · 4.125%
HK$106,314
baseline
▲ 0.50% · 4.625%
HK$111,918
+HK$5,604/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,628/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,570
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$120,196
−HK$3,684/mo
Today · 4.125%
HK$123,880
baseline
▲ 0.50% · 4.625%
HK$131,418
+HK$7,538/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$247,760/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,683
−HK$7,007/mo
▼ 0.25% · 3.875%
HK$133,161
−HK$3,529/mo
Today · 4.125%
HK$136,690
baseline
▲ 0.50% · 4.625%
HK$143,895
+HK$7,205/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$273,380/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,036 · Scale 2, in force from 26 Feb 2026)