LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,762
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,777
−HK$2,047/mo
Today · 4.125%
HK$68,824
baseline
▲ 0.50% · 4.625%
HK$73,011
+HK$4,187/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,648/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,048
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,980
−HK$1,960/mo
Today · 4.125%
HK$75,940
baseline
▲ 0.50% · 4.625%
HK$79,943
+HK$4,003/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,880/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,715
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,132
−HK$2,456/mo
Today · 4.125%
HK$82,588
baseline
▲ 0.50% · 4.625%
HK$87,614
+HK$5,026/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,176/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,457
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,776
−HK$2,352/mo
Today · 4.125%
HK$91,128
baseline
▲ 0.50% · 4.625%
HK$95,932
+HK$4,804/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,256/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,667
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,488
−HK$2,865/mo
Today · 4.125%
HK$96,353
baseline
▲ 0.50% · 4.625%
HK$102,216
+HK$5,863/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,706/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,867
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,572
−HK$2,744/mo
Today · 4.125%
HK$106,316
baseline
▲ 0.50% · 4.625%
HK$111,920
+HK$5,604/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,632/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,572
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$120,198
−HK$3,685/mo
Today · 4.125%
HK$123,883
baseline
▲ 0.50% · 4.625%
HK$131,420
+HK$7,537/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$247,766/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,686
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$133,164
−HK$3,528/mo
Today · 4.125%
HK$136,692
baseline
▲ 0.50% · 4.625%
HK$143,897
+HK$7,205/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$273,384/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,059 · Scale 2, in force from 26 Feb 2026)