LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,763
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,778
−HK$2,047/mo
Today · 4.125%
HK$68,825
baseline
▲ 0.50% · 4.625%
HK$73,012
+HK$4,187/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,650/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,049
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,981
−HK$1,960/mo
Today · 4.125%
HK$75,941
baseline
▲ 0.50% · 4.625%
HK$79,944
+HK$4,003/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,882/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,716
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,134
−HK$2,456/mo
Today · 4.125%
HK$82,590
baseline
▲ 0.50% · 4.625%
HK$87,615
+HK$5,025/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,180/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,458
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,777
−HK$2,352/mo
Today · 4.125%
HK$91,129
baseline
▲ 0.50% · 4.625%
HK$95,933
+HK$4,804/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,258/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,669
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,489
−HK$2,866/mo
Today · 4.125%
HK$96,355
baseline
▲ 0.50% · 4.625%
HK$102,217
+HK$5,862/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,710/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,868
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,573
−HK$2,745/mo
Today · 4.125%
HK$106,318
baseline
▲ 0.50% · 4.625%
HK$111,922
+HK$5,604/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,636/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,574
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$120,200
−HK$3,684/mo
Today · 4.125%
HK$123,884
baseline
▲ 0.50% · 4.625%
HK$131,422
+HK$7,538/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$247,768/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,688
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$133,166
−HK$3,528/mo
Today · 4.125%
HK$136,694
baseline
▲ 0.50% · 4.625%
HK$143,900
+HK$7,206/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$273,388/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,078 · Scale 2, in force from 26 Feb 2026)