LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,769
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,784
−HK$2,047/mo
Today · 4.125%
HK$68,831
baseline
▲ 0.50% · 4.625%
HK$73,019
+HK$4,188/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,662/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,055
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,988
−HK$1,960/mo
Today · 4.125%
HK$75,948
baseline
▲ 0.50% · 4.625%
HK$79,952
+HK$4,004/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,896/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,723
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,141
−HK$2,456/mo
Today · 4.125%
HK$82,597
baseline
▲ 0.50% · 4.625%
HK$87,623
+HK$5,026/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,194/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,466
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,785
−HK$2,353/mo
Today · 4.125%
HK$91,138
baseline
▲ 0.50% · 4.625%
HK$95,942
+HK$4,804/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,276/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,677
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,498
−HK$2,865/mo
Today · 4.125%
HK$96,363
baseline
▲ 0.50% · 4.625%
HK$102,227
+HK$5,864/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,726/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,877
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,583
−HK$2,744/mo
Today · 4.125%
HK$106,327
baseline
▲ 0.50% · 4.625%
HK$111,932
+HK$5,605/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,654/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,585
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$120,211
−HK$3,685/mo
Today · 4.125%
HK$123,896
baseline
▲ 0.50% · 4.625%
HK$131,435
+HK$7,539/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$247,792/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,700
−HK$7,007/mo
▼ 0.25% · 3.875%
HK$133,178
−HK$3,529/mo
Today · 4.125%
HK$136,707
baseline
▲ 0.50% · 4.625%
HK$143,913
+HK$7,206/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$273,414/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,189 · Scale 2, in force from 26 Feb 2026)