LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,772
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,787
−HK$2,047/mo
Today · 4.125%
HK$68,834
baseline
▲ 0.50% · 4.625%
HK$73,022
+HK$4,188/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,668/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,058
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,991
−HK$1,960/mo
Today · 4.125%
HK$75,951
baseline
▲ 0.50% · 4.625%
HK$79,955
+HK$4,004/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,902/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,726
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,144
−HK$2,456/mo
Today · 4.125%
HK$82,600
baseline
▲ 0.50% · 4.625%
HK$87,626
+HK$5,026/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,200/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,470
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,789
−HK$2,352/mo
Today · 4.125%
HK$91,141
baseline
▲ 0.50% · 4.625%
HK$95,946
+HK$4,805/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,282/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,681
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,501
−HK$2,866/mo
Today · 4.125%
HK$96,367
baseline
▲ 0.50% · 4.625%
HK$102,231
+HK$5,864/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,734/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,881
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,587
−HK$2,745/mo
Today · 4.125%
HK$106,332
baseline
▲ 0.50% · 4.625%
HK$111,936
+HK$5,604/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,664/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,589
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$120,216
−HK$3,685/mo
Today · 4.125%
HK$123,901
baseline
▲ 0.50% · 4.625%
HK$131,440
+HK$7,539/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$247,802/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,704
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$133,183
−HK$3,529/mo
Today · 4.125%
HK$136,712
baseline
▲ 0.50% · 4.625%
HK$143,918
+HK$7,206/mo
Deposit HK$2.84M · loan HK$25.56M · min. income ≈ HK$273,424/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,235 · Scale 2, in force from 26 Feb 2026)