LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,773
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,788
−HK$2,047/mo
Today · 4.125%
HK$68,835
baseline
▲ 0.50% · 4.625%
HK$73,023
+HK$4,188/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,670/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,059
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,992
−HK$1,960/mo
Today · 4.125%
HK$75,952
baseline
▲ 0.50% · 4.625%
HK$79,956
+HK$4,004/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,904/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,728
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,145
−HK$2,457/mo
Today · 4.125%
HK$82,602
baseline
▲ 0.50% · 4.625%
HK$87,628
+HK$5,026/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,204/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,471
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,790
−HK$2,353/mo
Today · 4.125%
HK$91,143
baseline
▲ 0.50% · 4.625%
HK$95,947
+HK$4,804/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,286/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,682
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,503
−HK$2,866/mo
Today · 4.125%
HK$96,369
baseline
▲ 0.50% · 4.625%
HK$102,233
+HK$5,864/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,738/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,883
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,589
−HK$2,744/mo
Today · 4.125%
HK$106,333
baseline
▲ 0.50% · 4.625%
HK$111,938
+HK$5,605/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,666/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,591
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$120,218
−HK$3,685/mo
Today · 4.125%
HK$123,903
baseline
▲ 0.50% · 4.625%
HK$131,442
+HK$7,539/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,806/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,707
−HK$7,007/mo
▼ 0.25% · 3.875%
HK$133,185
−HK$3,529/mo
Today · 4.125%
HK$136,714
baseline
▲ 0.50% · 4.625%
HK$143,921
+HK$7,207/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,428/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,255 · Scale 2, in force from 26 Feb 2026)