LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,775
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,790
−HK$2,047/mo
Today · 4.125%
HK$68,837
baseline
▲ 0.50% · 4.625%
HK$73,025
+HK$4,188/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,674/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,061
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$73,994
−HK$1,961/mo
Today · 4.125%
HK$75,955
baseline
▲ 0.50% · 4.625%
HK$79,958
+HK$4,003/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,910/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,730
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,148
−HK$2,456/mo
Today · 4.125%
HK$82,604
baseline
▲ 0.50% · 4.625%
HK$87,630
+HK$5,026/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$165,208/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,474
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,793
−HK$2,353/mo
Today · 4.125%
HK$91,146
baseline
▲ 0.50% · 4.625%
HK$95,950
+HK$4,804/mo
Deposit HK$11.36M · loan HK$17.04M · min. income ≈ HK$182,292/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,685
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,506
−HK$2,866/mo
Today · 4.125%
HK$96,372
baseline
▲ 0.50% · 4.625%
HK$102,236
+HK$5,864/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$192,744/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,886
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,592
−HK$2,745/mo
Today · 4.125%
HK$106,337
baseline
▲ 0.50% · 4.625%
HK$111,942
+HK$5,605/mo
Deposit HK$8.52M · loan HK$19.88M · min. income ≈ HK$212,674/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,595
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$120,222
−HK$3,684/mo
Today · 4.125%
HK$123,906
baseline
▲ 0.50% · 4.625%
HK$131,446
+HK$7,540/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,812/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,711
−HK$7,007/mo
▼ 0.25% · 3.875%
HK$133,189
−HK$3,529/mo
Today · 4.125%
HK$136,718
baseline
▲ 0.50% · 4.625%
HK$143,925
+HK$7,207/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,436/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,291 · Scale 2, in force from 26 Feb 2026)