LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,781
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,796
−HK$2,047/mo
Today · 4.125%
HK$68,843
baseline
▲ 0.50% · 4.625%
HK$73,032
+HK$4,189/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$137,686/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,068
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,001
−HK$1,961/mo
Today · 4.125%
HK$75,962
baseline
▲ 0.50% · 4.625%
HK$79,966
+HK$4,004/mo
Deposit HK$14.20M · loan HK$14.20M · min. income ≈ HK$151,924/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,737
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,155
−HK$2,457/mo
Today · 4.125%
HK$82,612
baseline
▲ 0.50% · 4.625%
HK$87,639
+HK$5,027/mo
Deposit HK$11.36M · loan HK$17.05M · min. income ≈ HK$165,224/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,482
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,801
−HK$2,353/mo
Today · 4.125%
HK$91,154
baseline
▲ 0.50% · 4.625%
HK$95,959
+HK$4,805/mo
Deposit HK$11.36M · loan HK$17.05M · min. income ≈ HK$182,308/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,693
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,515
−HK$2,866/mo
Today · 4.125%
HK$96,381
baseline
▲ 0.50% · 4.625%
HK$102,245
+HK$5,864/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$192,762/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,896
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,602
−HK$2,745/mo
Today · 4.125%
HK$106,347
baseline
▲ 0.50% · 4.625%
HK$111,952
+HK$5,605/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$212,694/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,606
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$120,233
−HK$3,685/mo
Today · 4.125%
HK$123,918
baseline
▲ 0.50% · 4.625%
HK$131,458
+HK$7,540/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,836/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,723
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$133,202
−HK$3,529/mo
Today · 4.125%
HK$136,731
baseline
▲ 0.50% · 4.625%
HK$143,939
+HK$7,208/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,462/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,406 · Scale 2, in force from 26 Feb 2026)