LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,784
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,799
−HK$2,047/mo
Today · 4.125%
HK$68,846
baseline
▲ 0.50% · 4.625%
HK$73,035
+HK$4,189/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,692/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,071
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,004
−HK$1,961/mo
Today · 4.125%
HK$75,965
baseline
▲ 0.50% · 4.625%
HK$79,969
+HK$4,004/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$151,930/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,741
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,159
−HK$2,457/mo
Today · 4.125%
HK$82,616
baseline
▲ 0.50% · 4.625%
HK$87,643
+HK$5,027/mo
Deposit HK$11.36M · loan HK$17.05M · min. income ≈ HK$165,232/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,486
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,805
−HK$2,353/mo
Today · 4.125%
HK$91,158
baseline
▲ 0.50% · 4.625%
HK$95,963
+HK$4,805/mo
Deposit HK$11.36M · loan HK$17.05M · min. income ≈ HK$182,316/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,697
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,519
−HK$2,866/mo
Today · 4.125%
HK$96,385
baseline
▲ 0.50% · 4.625%
HK$102,250
+HK$5,865/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$192,770/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,900
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,606
−HK$2,745/mo
Today · 4.125%
HK$106,351
baseline
▲ 0.50% · 4.625%
HK$111,957
+HK$5,606/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$212,702/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,611
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$120,238
−HK$3,685/mo
Today · 4.125%
HK$123,923
baseline
▲ 0.50% · 4.625%
HK$131,464
+HK$7,541/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,846/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,728
−HK$7,009/mo
▼ 0.25% · 3.875%
HK$133,208
−HK$3,529/mo
Today · 4.125%
HK$136,737
baseline
▲ 0.50% · 4.625%
HK$143,945
+HK$7,208/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,474/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,458 · Scale 2, in force from 26 Feb 2026)