LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,789
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,804
−HK$2,047/mo
Today · 4.125%
HK$68,851
baseline
▲ 0.50% · 4.625%
HK$73,041
+HK$4,190/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,702/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,077
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,010
−HK$1,961/mo
Today · 4.125%
HK$75,971
baseline
▲ 0.50% · 4.625%
HK$79,975
+HK$4,004/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$151,942/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,746
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$80,165
−HK$2,457/mo
Today · 4.125%
HK$82,622
baseline
▲ 0.50% · 4.625%
HK$87,649
+HK$5,027/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$165,244/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,492
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,812
−HK$2,353/mo
Today · 4.125%
HK$91,165
baseline
▲ 0.50% · 4.625%
HK$95,970
+HK$4,805/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$182,330/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,704
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,525
−HK$2,867/mo
Today · 4.125%
HK$96,392
baseline
▲ 0.50% · 4.625%
HK$102,257
+HK$5,865/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$192,784/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,907
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,613
−HK$2,746/mo
Today · 4.125%
HK$106,359
baseline
▲ 0.50% · 4.625%
HK$111,965
+HK$5,606/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$212,718/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,619
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$120,247
−HK$3,685/mo
Today · 4.125%
HK$123,932
baseline
▲ 0.50% · 4.625%
HK$131,473
+HK$7,541/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,864/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,738
−HK$7,009/mo
▼ 0.25% · 3.875%
HK$133,217
−HK$3,530/mo
Today · 4.125%
HK$136,747
baseline
▲ 0.50% · 4.625%
HK$143,955
+HK$7,208/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,494/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,545 · Scale 2, in force from 26 Feb 2026)