LTV · monthly repayment
▼ 0.50% · 3.625%
HK$647,891
−HK$40,629/mo
▼ 0.25% · 3.875%
HK$668,044
−HK$20,476/mo
Today · 4.125%
HK$688,520
baseline
▲ 0.50% · 4.625%
HK$730,414
+HK$41,894/mo
Deposit HK$142.07M · loan HK$142.07M · min. income ≈ HK$1,377,040/mo (50% DSR)
Upfront cash ≈ HK$160.53M (deposit + AVD stamp duty HK$18,468,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$720,772
−HK$38,941/mo
▼ 0.25% · 3.875%
HK$740,103
−HK$19,610/mo
Today · 4.125%
HK$759,713
baseline
▲ 0.50% · 4.625%
HK$799,759
+HK$40,046/mo
Deposit HK$142.07M · loan HK$142.07M · min. income ≈ HK$1,519,426/mo (50% DSR)
Upfront cash ≈ HK$160.53M (deposit + AVD stamp duty HK$18,468,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$777,469
−HK$48,754/mo
▼ 0.25% · 3.875%
HK$801,653
−HK$24,570/mo
Today · 4.125%
HK$826,223
baseline
▲ 0.50% · 4.625%
HK$876,497
+HK$50,274/mo
Deposit HK$113.65M · loan HK$170.48M · min. income ≈ HK$1,652,446/mo (50% DSR)
Upfront cash ≈ HK$132.12M (deposit + AVD stamp duty HK$18,468,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$864,927
−HK$46,729/mo
▼ 0.25% · 3.875%
HK$888,124
−HK$23,532/mo
Today · 4.125%
HK$911,656
baseline
▲ 0.50% · 4.625%
HK$959,711
+HK$48,055/mo
Deposit HK$113.65M · loan HK$170.48M · min. income ≈ HK$1,823,312/mo (50% DSR)
Upfront cash ≈ HK$132.12M (deposit + AVD stamp duty HK$18,468,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$907,047
−HK$56,880/mo
▼ 0.25% · 3.875%
HK$935,262
−HK$28,665/mo
Today · 4.125%
HK$963,927
baseline
▲ 0.50% · 4.625%
HK$1,022,580
+HK$58,653/mo
Deposit HK$85.24M · loan HK$198.89M · min. income ≈ HK$1,927,854/mo (50% DSR)
Upfront cash ≈ HK$103.71M (deposit + AVD stamp duty HK$18,468,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,009,081
−HK$54,518/mo
▼ 0.25% · 3.875%
HK$1,036,144
−HK$27,455/mo
Today · 4.125%
HK$1,063,599
baseline
▲ 0.50% · 4.625%
HK$1,119,663
+HK$56,064/mo
Deposit HK$85.24M · loan HK$198.89M · min. income ≈ HK$2,127,198/mo (50% DSR)
Upfront cash ≈ HK$103.71M (deposit + AVD stamp duty HK$18,468,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,166,204
−HK$73,131/mo
▼ 0.25% · 3.875%
HK$1,202,479
−HK$36,856/mo
Today · 4.125%
HK$1,239,335
baseline
▲ 0.50% · 4.625%
HK$1,314,746
+HK$75,411/mo
Deposit HK$28.41M · loan HK$255.72M · min. income ≈ HK$2,478,670/mo (50% DSR)
Upfront cash ≈ HK$46.88M (deposit + AVD stamp duty HK$18,468,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,297,390
−HK$70,094/mo
▼ 0.25% · 3.875%
HK$1,332,185
−HK$35,299/mo
Today · 4.125%
HK$1,367,484
baseline
▲ 0.50% · 4.625%
HK$1,439,566
+HK$72,082/mo
Deposit HK$28.41M · loan HK$255.72M · min. income ≈ HK$2,734,968/mo (50% DSR)
Upfront cash ≈ HK$46.88M (deposit + AVD stamp duty HK$18,468,501 · Scale 2, in force from 26 Feb 2026)