LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,789
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,805
−HK$2,047/mo
Today · 4.125%
HK$68,852
baseline
▲ 0.50% · 4.625%
HK$73,042
+HK$4,190/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,704/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,077
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,010
−HK$1,962/mo
Today · 4.125%
HK$75,972
baseline
▲ 0.50% · 4.625%
HK$79,976
+HK$4,004/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$151,944/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,747
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$80,166
−HK$2,457/mo
Today · 4.125%
HK$82,623
baseline
▲ 0.50% · 4.625%
HK$87,650
+HK$5,027/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$165,246/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,493
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,813
−HK$2,353/mo
Today · 4.125%
HK$91,166
baseline
▲ 0.50% · 4.625%
HK$95,971
+HK$4,805/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$182,332/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,705
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,526
−HK$2,867/mo
Today · 4.125%
HK$96,393
baseline
▲ 0.50% · 4.625%
HK$102,258
+HK$5,865/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$192,786/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,908
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,615
−HK$2,745/mo
Today · 4.125%
HK$106,360
baseline
▲ 0.50% · 4.625%
HK$111,967
+HK$5,607/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$212,720/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,621
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$120,248
−HK$3,686/mo
Today · 4.125%
HK$123,934
baseline
▲ 0.50% · 4.625%
HK$131,475
+HK$7,541/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,868/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,739
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$133,219
−HK$3,530/mo
Today · 4.125%
HK$136,749
baseline
▲ 0.50% · 4.625%
HK$143,957
+HK$7,208/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,498/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,560 · Scale 2, in force from 26 Feb 2026)