LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,791
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,807
−HK$2,047/mo
Today · 4.125%
HK$68,854
baseline
▲ 0.50% · 4.625%
HK$73,044
+HK$4,190/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,708/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,080
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,013
−HK$1,961/mo
Today · 4.125%
HK$75,974
baseline
▲ 0.50% · 4.625%
HK$79,978
+HK$4,004/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$151,948/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,749
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$80,168
−HK$2,457/mo
Today · 4.125%
HK$82,625
baseline
▲ 0.50% · 4.625%
HK$87,653
+HK$5,028/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$165,250/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,495
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,815
−HK$2,354/mo
Today · 4.125%
HK$91,169
baseline
▲ 0.50% · 4.625%
HK$95,974
+HK$4,805/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$182,338/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,708
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,529
−HK$2,867/mo
Today · 4.125%
HK$96,396
baseline
▲ 0.50% · 4.625%
HK$102,261
+HK$5,865/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$192,792/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,911
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,618
−HK$2,745/mo
Today · 4.125%
HK$106,363
baseline
▲ 0.50% · 4.625%
HK$111,970
+HK$5,607/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$212,726/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,624
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$120,252
−HK$3,686/mo
Today · 4.125%
HK$123,938
baseline
▲ 0.50% · 4.625%
HK$131,479
+HK$7,541/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,876/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,743
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$133,223
−HK$3,530/mo
Today · 4.125%
HK$136,753
baseline
▲ 0.50% · 4.625%
HK$143,961
+HK$7,208/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,506/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,595 · Scale 2, in force from 26 Feb 2026)