LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,792
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,807
−HK$2,048/mo
Today · 4.125%
HK$68,855
baseline
▲ 0.50% · 4.625%
HK$73,044
+HK$4,189/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,710/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,080
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,013
−HK$1,961/mo
Today · 4.125%
HK$75,974
baseline
▲ 0.50% · 4.625%
HK$79,979
+HK$4,005/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$151,948/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,207,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,750
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$80,168
−HK$2,458/mo
Today · 4.125%
HK$82,626
baseline
▲ 0.50% · 4.625%
HK$87,653
+HK$5,027/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$165,252/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,496
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,816
−HK$2,353/mo
Today · 4.125%
HK$91,169
baseline
▲ 0.50% · 4.625%
HK$95,975
+HK$4,806/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$182,338/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,708
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,530
−HK$2,867/mo
Today · 4.125%
HK$96,397
baseline
▲ 0.50% · 4.625%
HK$102,262
+HK$5,865/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$192,794/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,912
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,619
−HK$2,745/mo
Today · 4.125%
HK$106,364
baseline
▲ 0.50% · 4.625%
HK$111,971
+HK$5,607/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$212,728/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,625
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$120,253
−HK$3,685/mo
Today · 4.125%
HK$123,938
baseline
▲ 0.50% · 4.625%
HK$131,480
+HK$7,542/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,876/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,744
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$133,224
−HK$3,530/mo
Today · 4.125%
HK$136,754
baseline
▲ 0.50% · 4.625%
HK$143,962
+HK$7,208/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,508/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,605 · Scale 2, in force from 26 Feb 2026)