LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,793
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,809
−HK$2,047/mo
Today · 4.125%
HK$68,856
baseline
▲ 0.50% · 4.625%
HK$73,046
+HK$4,190/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,712/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,207,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,082
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,015
−HK$1,961/mo
Today · 4.125%
HK$75,976
baseline
▲ 0.50% · 4.625%
HK$79,981
+HK$4,005/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$151,952/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,207,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,752
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$80,170
−HK$2,458/mo
Today · 4.125%
HK$82,628
baseline
▲ 0.50% · 4.625%
HK$87,655
+HK$5,027/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$165,256/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,498
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,818
−HK$2,353/mo
Today · 4.125%
HK$91,171
baseline
▲ 0.50% · 4.625%
HK$95,977
+HK$4,806/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$182,342/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,711
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,532
−HK$2,867/mo
Today · 4.125%
HK$96,399
baseline
▲ 0.50% · 4.625%
HK$102,265
+HK$5,866/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$192,798/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,915
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,621
−HK$2,746/mo
Today · 4.125%
HK$106,367
baseline
▲ 0.50% · 4.625%
HK$111,973
+HK$5,606/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$212,734/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,628
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$120,256
−HK$3,685/mo
Today · 4.125%
HK$123,941
baseline
▲ 0.50% · 4.625%
HK$131,483
+HK$7,542/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,882/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,747
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$133,227
−HK$3,530/mo
Today · 4.125%
HK$136,757
baseline
▲ 0.50% · 4.625%
HK$143,966
+HK$7,209/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,514/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,634 · Scale 2, in force from 26 Feb 2026)