LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,795
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,811
−HK$2,047/mo
Today · 4.125%
HK$68,858
baseline
▲ 0.50% · 4.625%
HK$73,048
+HK$4,190/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,716/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,207,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,084
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,017
−HK$1,962/mo
Today · 4.125%
HK$75,979
baseline
▲ 0.50% · 4.625%
HK$79,983
+HK$4,004/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$151,958/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,207,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,754
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$80,173
−HK$2,457/mo
Today · 4.125%
HK$82,630
baseline
▲ 0.50% · 4.625%
HK$87,658
+HK$5,028/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$165,260/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,501
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,821
−HK$2,353/mo
Today · 4.125%
HK$91,174
baseline
▲ 0.50% · 4.625%
HK$95,980
+HK$4,806/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$182,348/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,713
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,535
−HK$2,867/mo
Today · 4.125%
HK$96,402
baseline
▲ 0.50% · 4.625%
HK$102,268
+HK$5,866/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$192,804/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,918
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,624
−HK$2,746/mo
Today · 4.125%
HK$106,370
baseline
▲ 0.50% · 4.625%
HK$111,977
+HK$5,607/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$212,740/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,631
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$120,259
−HK$3,686/mo
Today · 4.125%
HK$123,945
baseline
▲ 0.50% · 4.625%
HK$131,487
+HK$7,542/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,890/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,751
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$133,231
−HK$3,530/mo
Today · 4.125%
HK$136,761
baseline
▲ 0.50% · 4.625%
HK$143,970
+HK$7,209/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,522/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,671 · Scale 2, in force from 26 Feb 2026)