LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,796
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,811
−HK$2,048/mo
Today · 4.125%
HK$68,859
baseline
▲ 0.50% · 4.625%
HK$73,049
+HK$4,190/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,718/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,207,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,085
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,018
−HK$1,961/mo
Today · 4.125%
HK$75,979
baseline
▲ 0.50% · 4.625%
HK$79,984
+HK$4,005/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$151,958/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,207,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,755
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$80,174
−HK$2,457/mo
Today · 4.125%
HK$82,631
baseline
▲ 0.50% · 4.625%
HK$87,659
+HK$5,028/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$165,262/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,502
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,821
−HK$2,354/mo
Today · 4.125%
HK$91,175
baseline
▲ 0.50% · 4.625%
HK$95,981
+HK$4,806/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$182,350/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,207,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,714
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,536
−HK$2,867/mo
Today · 4.125%
HK$96,403
baseline
▲ 0.50% · 4.625%
HK$102,268
+HK$5,865/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$192,806/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,918
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,625
−HK$2,746/mo
Today · 4.125%
HK$106,371
baseline
▲ 0.50% · 4.625%
HK$111,978
+HK$5,607/mo
Deposit HK$8.52M · loan HK$19.89M · min. income ≈ HK$212,742/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,632
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$120,260
−HK$3,686/mo
Today · 4.125%
HK$123,946
baseline
▲ 0.50% · 4.625%
HK$131,488
+HK$7,542/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$247,892/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,752
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$133,232
−HK$3,530/mo
Today · 4.125%
HK$136,762
baseline
▲ 0.50% · 4.625%
HK$143,971
+HK$7,209/mo
Deposit HK$2.84M · loan HK$25.57M · min. income ≈ HK$273,524/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,680 · Scale 2, in force from 26 Feb 2026)