LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,807
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,823
−HK$2,048/mo
Today · 4.125%
HK$68,871
baseline
▲ 0.50% · 4.625%
HK$73,062
+HK$4,191/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,742/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,207,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,098
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,031
−HK$1,962/mo
Today · 4.125%
HK$75,993
baseline
▲ 0.50% · 4.625%
HK$79,999
+HK$4,006/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$151,986/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,207,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,769
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,188
−HK$2,458/mo
Today · 4.125%
HK$82,646
baseline
▲ 0.50% · 4.625%
HK$87,675
+HK$5,029/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$165,292/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,207,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,517
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,837
−HK$2,354/mo
Today · 4.125%
HK$91,191
baseline
▲ 0.50% · 4.625%
HK$95,998
+HK$4,807/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$182,382/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,207,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,730
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,553
−HK$2,867/mo
Today · 4.125%
HK$96,420
baseline
▲ 0.50% · 4.625%
HK$102,287
+HK$5,867/mo
Deposit HK$8.53M · loan HK$19.89M · min. income ≈ HK$192,840/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,937
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,644
−HK$2,746/mo
Today · 4.125%
HK$106,390
baseline
▲ 0.50% · 4.625%
HK$111,998
+HK$5,608/mo
Deposit HK$8.53M · loan HK$19.89M · min. income ≈ HK$212,780/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$1,207,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,653
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$120,282
−HK$3,687/mo
Today · 4.125%
HK$123,969
baseline
▲ 0.50% · 4.625%
HK$131,512
+HK$7,543/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$247,938/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,776
−HK$7,011/mo
▼ 0.25% · 3.875%
HK$133,256
−HK$3,531/mo
Today · 4.125%
HK$136,787
baseline
▲ 0.50% · 4.625%
HK$143,997
+HK$7,210/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$273,574/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,207,898 · Scale 2, in force from 26 Feb 2026)