LTV · monthly repayment
▼ 0.50% · 3.625%
HK$648,157
−HK$40,645/mo
▼ 0.25% · 3.875%
HK$668,318
−HK$20,484/mo
Today · 4.125%
HK$688,802
baseline
▲ 0.50% · 4.625%
HK$730,714
+HK$41,912/mo
Deposit HK$142.12M · loan HK$142.12M · min. income ≈ HK$1,377,604/mo (50% DSR)
Upfront cash ≈ HK$160.60M (deposit + AVD stamp duty HK$18,476,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$721,068
−HK$38,957/mo
▼ 0.25% · 3.875%
HK$740,407
−HK$19,618/mo
Today · 4.125%
HK$760,025
baseline
▲ 0.50% · 4.625%
HK$800,087
+HK$40,062/mo
Deposit HK$142.12M · loan HK$142.12M · min. income ≈ HK$1,520,050/mo (50% DSR)
Upfront cash ≈ HK$160.60M (deposit + AVD stamp duty HK$18,476,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$777,788
−HK$48,775/mo
▼ 0.25% · 3.875%
HK$801,982
−HK$24,581/mo
Today · 4.125%
HK$826,563
baseline
▲ 0.50% · 4.625%
HK$876,857
+HK$50,294/mo
Deposit HK$113.70M · loan HK$170.55M · min. income ≈ HK$1,653,126/mo (50% DSR)
Upfront cash ≈ HK$132.18M (deposit + AVD stamp duty HK$18,476,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$865,282
−HK$46,748/mo
▼ 0.25% · 3.875%
HK$888,488
−HK$23,542/mo
Today · 4.125%
HK$912,030
baseline
▲ 0.50% · 4.625%
HK$960,105
+HK$48,075/mo
Deposit HK$113.70M · loan HK$170.55M · min. income ≈ HK$1,824,060/mo (50% DSR)
Upfront cash ≈ HK$132.18M (deposit + AVD stamp duty HK$18,476,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$907,420
−HK$56,903/mo
▼ 0.25% · 3.875%
HK$935,646
−HK$28,677/mo
Today · 4.125%
HK$964,323
baseline
▲ 0.50% · 4.625%
HK$1,023,000
+HK$58,677/mo
Deposit HK$85.27M · loan HK$198.97M · min. income ≈ HK$1,928,646/mo (50% DSR)
Upfront cash ≈ HK$103.75M (deposit + AVD stamp duty HK$18,476,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,009,495
−HK$54,540/mo
▼ 0.25% · 3.875%
HK$1,036,570
−HK$27,465/mo
Today · 4.125%
HK$1,064,035
baseline
▲ 0.50% · 4.625%
HK$1,120,122
+HK$56,087/mo
Deposit HK$85.27M · loan HK$198.97M · min. income ≈ HK$2,128,070/mo (50% DSR)
Upfront cash ≈ HK$103.75M (deposit + AVD stamp duty HK$18,476,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,166,683
−HK$73,161/mo
▼ 0.25% · 3.875%
HK$1,202,973
−HK$36,871/mo
Today · 4.125%
HK$1,239,844
baseline
▲ 0.50% · 4.625%
HK$1,315,286
+HK$75,442/mo
Deposit HK$28.42M · loan HK$255.82M · min. income ≈ HK$2,479,688/mo (50% DSR)
Upfront cash ≈ HK$46.90M (deposit + AVD stamp duty HK$18,476,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,297,923
−HK$70,123/mo
▼ 0.25% · 3.875%
HK$1,332,732
−HK$35,314/mo
Today · 4.125%
HK$1,368,046
baseline
▲ 0.50% · 4.625%
HK$1,440,157
+HK$72,111/mo
Deposit HK$28.42M · loan HK$255.82M · min. income ≈ HK$2,736,092/mo (50% DSR)
Upfront cash ≈ HK$46.90M (deposit + AVD stamp duty HK$18,476,083 · Scale 2, in force from 26 Feb 2026)